Seemed like a good idea at the time

CostCo has a little cashback program when you use their card. I hate credit cards but at the time I was under the impression you had to have the card to continue to shop there. Regardless, I wound up with this card. It ‘gives back’ a few points per year on stuff you buy at CostCo, gas purchases, etc. I use it, trot to my computer, and immediately pay the bill online. I don’t want to keep a balance.

Anyway, last year I used that card to do all my gun and magazine purchases. The ‘cash back’ on those kinds of purchases is 1%. I got the email from CostCo saying my gift card for $249 would be on the way soon. Anyone who can do simple math can, from those figures, come up with what I spent on guns, ammo, and mags last year. Before anyone’s head explodes, a portion of the money spent on guns and mags was recouped in the sale of some of those same guns and mags. Expenditures for gunstuff that I actually kept and hold is a bit less (although not a huge amount less.)

It very much did not seem like that much at the time, I assure you. Regardless, I am fairly confident 2021 will not see anything like huge gun/mag purchases like last year….Crom, I hope not.

But, on the bright side, I’ve got almost $250 to spend up at CostCo on more canned goods, TP, and chicken. Or maybe another freezer.

 

11 thoughts on “Seemed like a good idea at the time

  1. You can actually cash that check at the store, it doesn’t have to be used as a store credit. Got to love free money.

    The other angle for the Costco card is it sometimes doubles the warranty. We bought a new Vizio TV with a two year warranty, turned into a four year by using the card. Best Buy only has a 30 day on their TV’s.

  2. I hate gift cards. I ordered ammo with a “rebate” in 2019 – and I didn’t get a check, I got a “gift card.” The fact that the rebate was a card was not stated in the original offer.

    But the restrictions were numerous. No using the card to get cash. No depositing the card to a bank account. No purchasing gas (?). The trick was to make me buy something that used up part of the card and left a balance that was effectively unusable, so they wouldn’t have to pay out the full amount. I did find a workaround – make a weird donation to a charity that took cards. I’m sure they appreciated the $.37 or whatever.

    • I just upload any remaining balance to Amazon on one of their gift cards, then use that amount towards my next Amazon purchase.

      • Don’t use Amazon.
        Don’t give your business ($$$) to the enemy.

        Almost always the same item can be found cheaper elsewhere, but even if it cannot I will pay more or do without.
        Don’t give away your liberty and freedom for a little bit of convince.

    • I just used the remaining balance on my rebate card at a grocery story.
      It took everything remaining and then told me how much more I had to pay to finish the checkout.
      Just ask the cashier. They may have to push some special button.

  3. I hate cards, credit or otherwise, but in this so called “Modern Society” it’s extremely hard to avoid them, especially if you need to buy stuff from an outside the area vendor. Yes, you can buy from out of area vendors using cash, paying for orders with money orders/bank checks and using snail mail, it takes longer and not all vendors are willing to do it, they want their money right now.
    Cash is not traceable, which is the entire intent on the effort to transfer to a cashless society, using any type of card leaves a paper trail. Has everyone forgotten so soon what the past fraud was all about? ? ? ?

    Just received the so called “stimulus ck.” from the fecal gummint. It was in the form of a credit card with the stated limit already on it. Instead of a direct deposit already set up for SS recipients, it was this stupid card which costs 2-3 times, I’m guessing, to print and send, more than a direct deposit. Why go to all this trouble, so they can track and identify who spends how much and on what. It’s really not rocket science. I deposited it in my account and withdrew all the cash……BFYTW….

    • We did the same with our “Visa debit card” from the feral gummint. Took it to the credit union, deposited it and cashed it out.
      I use a couple of “1% cash back cards” that are absolutely paid off each and every month. We are debt free and I am obsessive to the point of paranoia to remain that way. The drawback to the cards of course, is that they and the feral gummint can (and no doubt do) track each and every purchase and data mine that info for everything it’s worth. I recognize that, and anything I don’t want tracked is a cash deal.

  4. The checks in the mail. The government is here to help you. I promise I will pull it out….”Regardless, I am fairly confident 2021 will not see anything like huge gun/mag purchases like last year….Crom, I hope not.”

    Gotta love this stuff. I predict he will last 4 weeks, about the time a guy will show up with a NIB CZ 550 heavy barrel 308. Lets see I only have one and he is only asking 300.00 Or some guy list a box of milsurp M9 mags for 3 dollars each in box of 100. BOOM!

  5. Collecting points on a credit card isn’t that bad. All you need to do are a few simple precautions to guard your privacy.

    I only have one credit card, and everything I buy goes on that card. Yes, the card people have a good profile on me, but I don’t care because they don’t know where I live.

    When we moved out of the city to the country twenty years ago, I took the opportunity before moving to get a PO box in the nearest town around five miles away. When we moved, I transferred all my IDs (driver’s licence, vehicle ownership etc.) to the PO box. Even my cell phone’s linked to that PO box and, the Cell number is from a non-local area code.

    When I order stuff online from Costco using my (none) Costco card, I make the order for pick up at Costco. When I order stuff online from other retailers like Amazon, I have the stuff shipped to the PO box or, if that’s not possible, to a postal outlet for pick up.

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