Thoughts on ATM’s

One of the more interesting aspects of The Current Situation(tm) is that I’m having to consider things, and think through scenarios, that were heretofore not considered.

For example, a few posts back i mentioned that I decided to pull out some cash to line the gun safe with…’just in case’. Just in case of what? Well, banks runs or outright closures mostly. I was half-right…every bank in this town closed their lobbies and now it’s strictly drive-up banking.

I went to my local ATM today and when I went to select the amount to withdraw I noticed that they had upped the amounts available to $700. Hmm.

Explore this with me: As a ‘convenience’ to customers, the bank increases the amount you can withdraw to $700. Assuming that they figure people will take advantage of that, that’ll empty out an ATM faster than when the limit was the usual $350-400, right? So, and I’m guessing here because I’m not 100% of how ATM cash magazines work, the ATM’s must be packing more cash than usual in them, right? Or, at least being refilled more often than usual. Seems logical, right?

So then we see articles like this one stating that there is anticipation by some businesses that some civil disturbances may be on the way. Is it hard to imagine that the big national bank will, ‘for safety’, close down ATM’s or limit their availability (say, shutting down outdoor ATMs and leaving only ones in occupied buildings up) to preclude people robbing these flusher-than-usual ATM’s? Wells Fargo, for example, might shut down their ATM’s in the lonely drive up lanes outside their buildings to keep someone with a tow chain and a hemi from stealing it, but leave the ones in the lobby of WalMart open. That sort of thing.

Come to think of it, as people realize that you can withdraw twice as much money as usual from your ATM, I suspect robberies of ATM users will increase.

I’m sure my thoughts on this are unique and nothing is going to change in regards to ATM accessibility….but I’ve been wrong before.

Link – Governor to take ventilators for NYC as hospitals buckle

Now Cuomo jumps in the seize-it bus, and throws property rights under it.

NEW YORK (AP) — With coronavirus deaths climbing rapidly in New York, the governor announced Friday he will use his authority to take ventilators and protective gear from private hospitals and companies that aren’t using them, complaining that states are competing against each other for vital equipment in eBay-like bidding wars.

“If they want to sue me for borrowing their excess ventilators to save lives, let them sue me,” Gov. Andrew Cuomo said.

There is a proper response when someone tries to steal your life-saving equipment, however that response does not involve suing them.

 

Link – NJ Gov. Orders State Police To Commandeer Needed Medical Supplies

So, if I understand this correctly, organizations that do not have the tremendous purchasing power or the seemingly deep pockets of state government managed to acquire supplies and the state, rather than actually buying those supplies themselves previously, are going to simply seize them. I mean…it’s not like the state had resources and buying power to purchase these things months or years ago, right? Right?

 

TRENTON, N.J. (CBSNewYork) – Gov. Phil Murphy has given New Jersey State Police orders to take N95 masks, ventilators and other personal protective equipment that health care facilities need in their race to slow the spread of coronavirus.

“While we look forward to these facilities cooperating with us and providing this equipment as needed, this order gives (police) the express authority to requisition it for distribution to our acute care hospitals and other healthcare facilities,” said Murphy in his daily COVID-19 briefing. “And needless to say, they badly need the equipment.”

This is why the first rule of Prep Club is……….

 

Inventory

A genuine sign of the apocalypse: I had to cut my own hair. Turns out, I look good in a ball cap. It occurred to me that if I can’t find a haircut because my barber is closed up, then there must be a lot of chicks out there who can’t get their waxing done. Now theres a crisis. #welcometo1987
———————

Government setting up internal checkpoints and tracking your movements, standing in line for toilet paper, rationed healthcare, economic freefall, empty grocery shelves, neighbors ratting out neighbors to the police…it’s like a free 30-day trial of socialism.
———————-

I’ve been using some of this downtime (which for me isn’t very much) to streamline a few processes. Most notably, my inventorying system. I know that there are still folks who use a clipboard and pen but I find Excel to be the shiznits for this sort of thing. Formerly, I used to keep a very simple, sortable list. As of late I’ve changed it up. I recognize that having less than the desired amount of something is not necessarily the same as a ‘go replace it immediately’, situation. Lemme give an example.

I like to keep 210 rolls of TP on hand. Thats seven of the CostCo 30-packs. Formerly, my spreadsheet would subtract the amount on hand from the amount desired and whatever the difference was is what I needed to go get. Or, put another way, I want 210, I have 208, so in theory I need to go out and buy 2. And thats how I rolled (heh) for a number of years.

As of late, I’ve changed the system to something I find more fluid and flexible but still allowing me to keep inventory numbers up. Previously, anything less than 100% was “running low”. I’ve adjusted my numbers and reformulated the spreadsheet so that if I have 90% of an item or more, I’m at an acceptable level of readiness. Anything below 90% is the trigger to immediately restock back up to 100%. Under this paradigm, if the supply of TP drops from 210 (100%) down to, say, 200 (95%~)…no immediate action required. But if it drops below 189 (90%) then it’s off to CostCo. In short, I figure that I am content with 90% of my desired amount of an item in case things suddenly go off the rails.

This did mean making some adjustments to what my desired levels are on some things. It meant assuming, worst case, I would start the apocalypse with 90% of what I thought would be the perfect amount. Some things I was cool with that (TP), some I was not (rice) and so those items had their amounts bumped up.

I’ve got it set now so that anything on my spreadsheet that is at more than 90% shows up in green, and anything below 90% shows up in ‘warning yellow’. Anything below 75% show up in ‘danger red’. So, at a glance, I can see by color code what needs attention and how soon.

I’ve been plugging a few holes in my list lately and, surprisingly, with the exception of 25# bags of long grain rice, anything I need thats on my list is available somewhere in this town. Tell you what, gang…this is the slowest moving end-of-the-world I’ve ever seen. Where’s the cannibal army? Where’s the rogue military units? Where’s the plucky survivor who rallies the townies? Where’s Charlton Heston?

Ah, but seriously… I suspect it’s going to get worse before it gets better, and the getting better part won’t necessarily be the same as ‘back to normal’. Much how things never got ‘back to normal’ after 9/11. But, for now, I’m just watching the news and my local scene, wondering when the real crapstorm is gonna start.

His mind is not for rent….

If it bleeds, it leads. Thats the axiom when it comes to news. (Trivia: I started college as a journalism major. I finished as..well.. I’ll let you know.)

It seems that the Kung Flu is having to share time with blaring headlines about 31% unemployment coming soon. And our governor just announced a moratorium on evictions, utility shutoffs, and that sorta thing. A recession, defined as two consecutive quarters of decline in GDP, seems all but guaranteed. Prisons are emptying, hospitals are floundering, cats and dogs living together, mass hysteria! Haven’t you heard? The world is coming to an end!

Darn hard to keep a smile going with that sort of news. But…is it really news? Is it real news? Is it the dreaded ‘fake news’? Or is it just the most sensational way to get click on Reuters website? Should I max out the credit cards with the expectation that the ‘boogaloo’ is about to happen? Or do I carefully navigate my way through the upcoming societal detritus to the inevitable upswing on the other side? Stuff is getting real, that seems certain….but the news…they only tell you the worst of it, right?

At this point, I’m really willing to start believing that news is subjective. Get your news from as many different sources as you can, apply some critical thinking, and then you decide for yourself whats really news.

My grandfather, a man from the era of a high school education being considered higher learning, read all three newspapers every night…The NY Times, The Daily News, and The NY Post. It never occurred to me, as a stupid kid, to ask him why he sat up late at night at the kitchen table, listening to WNEW’s Make Believe Ballroom on the radio, reading newspapers, but whatever the reason was I’m pretty sure that after reading those three papers, with their three disparate points of view, he had a more rounded and well-informed opinion about the news than most people.

I try to get my information from equally as disparate, dispassionate, and disconnected sources. I play both sides of the fence…I listen to Fox and I listen to NPR. I watch CNN and I watch BBC. I read the books people think everyone should read, and then I read the books people think no one should ever read. And then…I make up my own mind.

No doubt, there is trouble ahead….but how much trouble, what kind of trouble, and for how long…. no one seems to really have any statements that everyone else can agree on. So, I take them all in and try to filter them as best I can. I suppose I could play it safe and go with ‘worst case scenario’ but I think thats a tad uncalled for. I think I’m going to proceed carefully and deliberately in everything I do moving forward until such time as I can loosen my hands on the reins a bit. When will that be? Not sure, but, whether we like it or not,  we’re definitely going to find out.

Moral of the story: don’t believe everything you read, but don’t disbelieve it either. Put your bran cells to work and examine, inspect, question, and evaluate what you’re told. Then act accordingly.

A sign of normalcy

Theoretically, the way you put down a bank run is to give people all the cash they want. As the crowd sees that everyone can get their money the belief that there is something wrong with the bank fizzles. That’s the theory, anyway.

Look at what CostCo had, in spades:

Gotta say, seeing all that buttribbon in one place kinda tamps down the sense of urgency. And although I prefer long-grain rice to short-grain rice, it was still nice to see the rice back in stock. No purchase limits either.

BUT….realistically, we all know this may be a temporary situation. As soon as the next wave of this infected people hit the hospitals and make headlines we can expect this sort of surfeit to disappear. So…stock it if ya need it.

The uniquely American perspective

Can we agree that, as far as the US is concerned, quarantines just don’t work? I’m not an epidemiologist, health professional, or anything like that … what I am is someone who comments on what I observe.  What I observe is that quarantines may work in other countries but I don’t think they’ll work here.

China implemented quarantines and they seem (if you can believe the communists) to have worked. But…China is a nation full of people who are quite used to saying ‘how high’ when the .gov tells them to jump. Many European countries are similar…people are used to a supremacy of .gov and believe that .gov is for ‘the greater good’. Thus, when ‘gov declares a crisis and says ‘do this’, the population usually toes the line.

And then you get the US… a nation whose entire national identity is based on BFYTW. Lots of folks already distrust .gov, no matter who is in office. And when they tell you to do something, our natural inclination is, often, to say “Yeah, no.”

So when .gov tells you, with a straight face and the wagging finger of seriousness, that you ‘must’ stay at home, avoid other people, not go to work, and generally be under house arrest…well, a lot of people are going to say ‘Yeah, screw that..I’m going to WalMart’. Some people say this is socially irresponsible and these people are selfish clowns who should be beaten with cluesticks until they stop putting others at risk….and theres some who say that individual freedom includes the freedom to make bad choices. (Although usually that argument doesn’t include those bad choices affecting anyone else except the individual in question.) But no matter which side you’re on (if there is a such thing as sides in this) I think it’s pretty obvious that quarantines won’t work in this country the way they do in others.

But…that’s why quarantines won’t work in the US. Short version: we are too individualistic to do what .gov tells us to do, and our .gov is quite reluctant to go to the measures that other countries do. The Chinese physically rounded up people off the street. The Italians have Carabinieri at checkpoints. The Germans…well…I don’t know what the Germans have but it’s probably really well-engineered and expensive…maybe some sort of virus-targetting laser robot thing. But the US is not the kind of country (yet) that rolls out nationwide roadblocks and military patrols to stuff coughing pedestrians into the back of unamarked vans for their own protection.

There are plenty of Americans who are obeying the .gov’s requests to stay at home. But those people aren’t motivated by patriotic altruism and obedience, they do it out of self-preservation because theyre in the target demographic for this thing. The young and dumb are out doing the same things as always because youth. And a quarantine is, I suspect like virginity…no grey areas. You either have a quarantine or you don’t. At this time, we don’t. And I don’t think we will, given the lack resolve to step into the jackboots of ugly-times-call-for-ugly-measures.

I am not a fan of big .gov. I’m rather pleased at the seeming impotence of .gov in terms of establishing the kind of control that other countries are exhibiting. Why? Because once you give a power to ‘gov, they virtually never relinquish it and they always find a way to use it. It’s a very personal choice, but I would rather take my chances at keeping my distance from other people, staying home as much as possible, and keeping outside trips to a minimum, by my own choice, and have a higher risk of catching this thing than have a lower chance of catching it in exchange for having guys with guns and uniforms driving around my neighborhood at night spotlighting houses looking for curfew violators.

But, it’s for those reasons that I dont think, barring some seriously unprecedented draconian responses by .gov, that quarantines will work here as well as they have elsewhere.

Awesome deal on Leupold VX-R Patrol Scope

A while back I bought a Ruger MPR (which I highly recommend) and needed to put a scope on it. After a lot of thought, I went with the Leupold VX-R Patrol 1.25×4 30mm tube scope. That scope, which I really like, has been discontinued. But…I think it’s a great scope.

Midway apparently has a few in stock that they are blowing out and there’s a discount code there to get you a free Leupold Mark AR 1-Piece Picatinny-Style Mount with Integral Rings.

Price? Scope + free mount + free shipping = $369

From Midway. You are seriously missing the boat if you pass up this deal.

Grid up disasters

So far ( and that’s really a key modifier here) this kung flu thing is turning out to be, for the overwhelming majority, a ‘grid up’ scenario.

I don’t know about you but for me most of my wargaming and ‘possible scenarios’ against which I prepare involve a ‘grid down’ scenario. That’s the one where critical utility services are unavailable or strictly curtailed – no water, no electricity, no natural gas, that sort of thing. “The big one” earthquake? Grid down. Tornado? Grid down? Killer ice storm? Grid down. The kung flu is turning out (thus far) to be a ‘grid up’ scenario which, while not something I have discounted, was certainly not what I was anticipating.

Obviously, though, that ‘grid up’ thing can become ‘grid down’ in a hurry. All it takes is a bunch of self-quarantining linemen, power plant operators, electrical engineers, etc., staying home for the delivery systems to get stretched thin. I would guess that if you’re in a place that gets it’s power from nuclear plants the number of easily-replaced personnel running those things is pretty thin.

What’s that mean to me? Well, first of all, and I’m not sure this is a negative, it makes it a bit harder to interpret the current situation as a disaster. I mean, if we’re honest, when we were stocking away freeze drieds and tucking away cans of ammo we envisioned The Big Crisis as one where we would be in the dark and cold, using candles and kerosene lamps, cooking over our grills and campstoves, and heating water in big pots over campfires. Right now? I turn the handle marked “H” on my sink and hot water comes out. I flip on the lightswitch and my room lights up. I press a button on the wall and my house gets warmer. It’s a bit hard to not have a little mental disconnect.

Here’s an example of what I mean – I’m assuming many of you watch The Walking Dead, and if you don’t I am certain you at least know the premise. For the first few seasons our heroes (such as they are) lived in abandoned buildings, campsites, etc, with no running water, electricity, etc, etc. It was a very close to the edge existence. Later in the show they find a haven with running water and electricity….a sense of normalcy develops, despite the fact the zombies are just outside the walls.  My point being that while intellectually I know this is a very serious time, the relative lack of obvious impact on my day-to-day is making it hard to feel like it’s as big a deal as it is.

One thing I had not considered, at all, was the possibility that in a ‘grid up’ crisis those grid up utilities could be manipulated by others to force a control on me. For example, in places that have ordered ‘non essential’ businesses to close, municipalities are threatening to turn off utility services to businesses that don’t comply. That’s only a step or two away from turning off utilities to neighborhoods to force them to evacuate to quarantine locations or to exact some other sort of behavioral change. I never thought of that, had you?

The “Hmm-I-Never-Considered-That” moments are starting to come a bit faster these days. When all of this blows over (or, at least, diminishes a bit) there’s going to be some frenzied activity in the blogosphere as people recount what they should have done and will do differently ‘next time’.